Product Owner – Payment Processing

We’re seeking a Product Owner for a fast-growing global payments provider to take ownership of critical payment capabilities that support secure, scalable, and reliable transactions. This is a pivotal role focused on driving the delivery of innovative payment solutions that meet business objectives, regulatory standards, and customer expectations.
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Key Responsibilities:

Product Strategy & Roadmap

• Define and maintain the roadmap for payment processing features aligned with business and customer goals.
• Identify and prioritise opportunities to improve payment flow efficiency, platform resilience, and scalability.
• Balance commercial, technical, and regulatory inputs when making product decisions.

Backlog & Requirements Management

• Own and manage the product backlog; write high-quality user stories with clear acceptance criteria.
• Refine and adjust product requirements based on ongoing feedback and data insights.
• Ensure development items are ready for delivery and aligned with priorities.

Delivery & Execution

• Collaborate with engineering teams throughout the software delivery lifecycle.
• Lead agile ceremonies: sprint planning, backlog grooming, reviews, and retrospectives.
• Ensure delivered features meet performance, functional, and compliance requirements.

Cross-Functional Collaboration

• Act as the primary point of contact between product, engineering, operations, compliance, and commercial teams.
• Gather and validate stakeholder requirements and communicate trade-offs clearly.
• Ensure transparency across teams regarding progress and prioritisation.

Payments & Compliance

• Ensure payment features adhere to regulatory standards and industry best practices.
• Support initiatives across reconciliation, transaction monitoring, exception handling, and settlement.
• Stay up to date on emerging trends in payment processing and fintech compliance.
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Ideal Candidate Profile:

Experience

• 7+ years in Product Owner, Product Manager, or similar roles within financial services or fintech.
• Proven experience with payment processing platforms or financial transaction systems.
• Exposure to both domestic and cross-border payments and understanding of various payment rails.

Knowledge & Skills

• Strong grasp of payment processing concepts including transaction lifecycle, settlement, reconciliation, and failure handling.
• Understanding of compliance requirements relevant to payment services.
• Skilled in using agile tools (e.g. Jira, Confluence) and driving agile delivery teams.
• Excellent analytical and communication skills; fluent in English.

Personal Attributes

• Customer-focused and outcome-driven.
• Proactive, detail-oriented, and comfortable in fast-moving environments.
• Collaborative team player who builds strong relationships across functions.

Bonus Points For

• Experience with high-volume or real-time payments systems.
• Background in B2B payments or regulated environments.
• Experience working closely with compliance, legal, or risk management teams.

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