Compliance Manager & BSA Officer - US

We are supporting a fast-growing fintech infrastructure company that is transforming how institutions move money globally. The business is building modern payment rails designed to enable faster, more efficient cross-border settlement, using innovative financial technology and digital asset capabilities.

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As the company expands across the Americas, we are looking for an experienced Compliance Manager & BSA Officer to help build, enhance, and scale the compliance framework across the US, Canada, and Latin America. This is a senior, hands-on role suited to someone who enjoys operating in a high-growth environment and taking ownership of core compliance infrastructure.
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Role Overview

The successful candidate will play a key role in developing and maintaining compliance policies, controls, and systems for regulated financial services activity across the Americas. You will act as the BSA/AML lead for US regulated entities, support regional expansion, advise internal teams on product and operational matters, and ensure the business continues to grow in a compliant and risk-conscious way.
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This is a foundational role with significant visibility across Legal, Product, Engineering, Operations, and external partners.
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Key Responsibilities

• Help design, implement, and improve the company’s compliance infrastructure, including policies, procedures, controls, and reporting frameworks across the group and its regulated entities.
• Serve as the BSA/AML Officer for US money services business activities, owning and enhancing AML, sanctions, and financial crime compliance programs across the Americas.
• Monitor regulatory developments across the US, Canada, and Latin America, assessing potential impact and implementing required program updates.
• Support compliance operations for regulated entities, including risk assessments, customer onboarding, KYC/KYB reviews, customer due diligence, transaction monitoring, suspicious activity analysis, and regulatory reporting.
• Use compliance technology, RegTech platforms, analytics, and monitoring tools to improve program scalability, efficiency, and effectiveness.
• Partner closely with Product, Engineering, Legal, and Operations teams to provide compliance guidance on new products, market expansion, process changes, and operational risks.
• Manage compliance obligations from banking partners, digital asset partners, and payment networks, including audits, information requests, and ongoing monitoring requirements.
• Act as a key compliance contact for external stakeholders, including partners, auditors, and regulators.
• Support licensing and regulatory authorisation initiatives across the Americas and, where required, other international markets.
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Required Experience

• Bachelor’s degree or equivalent professional experience.
• 10+ years of compliance experience within payments, fintech, financial services, digital assets, or a related regulated environment.
• Strong knowledge of US financial regulations, including BSA/AML requirements and money transmission laws.
• Demonstrable experience building, implementing, and managing compliance programs, policies, controls, and operational processes.
• Hands-on experience with AML/KYC processes, customer due diligence, transaction monitoring, investigations, and SAR filings.
• Strong attention to detail, sound judgement, and excellent written and verbal communication skills.
• Experience working with cross-functional internal teams and external stakeholders, including financial regulators and regulated partners.
• Comfortable operating in a fast-paced, high-growth environment with evolving priorities.
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Preferred Experience

• Experience in cross-border payments, FX, stablecoins, digital assets, or crypto-related compliance.
• Previous experience in a start-up, scale-up, or high-growth financial technology business.
• Familiarity with compliance platforms, transaction monitoring systems, and blockchain analytics tools such as Chainalysis, Elliptic, TRM Labs, or similar.
• Prior experience acting as a BSA Officer or equivalent compliance lead for a regulated financial services entity.
• Knowledge of compliance requirements in Canada and/or Latin American markets.
• Law degree or additional relevant professional qualification.

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